Business financing for when calls

Opportunity matches your business with the right financing — term loans, lines of credit, invoice factoring, or equipment financing — and puts a dedicated advisor on your side from application to funding.

Small business owner reviewing a financing approval on a tablet at her worktable
  • No hard credit check
  • Same day funding available
  • Fast & Digital process

Backed by RTMI Capital

The right financing for the business you're building today.

Business Loans

A lump sum to seize the moment.

For payroll, expansion, inventory, or any opportunity that can't wait on a bank's timeline.

  • Receive a lump sum
  • Easy application, no paperwork chase
  • Flexible repayment terms
  • Secure, fully online process
Pre-qualify for Business Loans

Lines of Credit

Most requested

Ongoing capital, on your terms.

Draw what you need, when you need it, and only pay for what you use.

  • Access to ongoing capital
  • No opening or prepayment fees
  • Apply online in minutes
  • No impact on your credit score to apply
Pre-qualify for Lines of Credit

Invoice Factoring

Get paid now, not in 60 days.

Convert outstanding invoices into working capital without waiting on customer payment terms.

  • Advance against unpaid invoices
  • No new debt on your balance sheet
  • Funding tied to your receivables
  • Dedicated advisor throughout
Pre-qualify for Invoice Factoring

Every financing vehicle, one application

Financial solutions that help you move faster.

Steps to funding

One dedicated advisor from application to funding
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Start simple

Tell us about your business

Complete one straightforward application so we can understand your goals, cash flow, and funding needs.

Here when your business needs us

Exceptional support, every day of the week

Our highly rated support team is here when you need us, backed by real people and smart 24/7 assistance for quick answers anytime.

Available on

Call|Email|AI assistant|Help Center
Explore customer support
Business owner speaking on the phone beside a laptop
Portrait of Marisol Ortega, owner of a retail and workshop business
“Our bank turned us down twice. Opportunity had us pre-qualified the same afternoon and funded within a week.”

Marisol Ortega

Owner, Ortega Woodshop & Supply — 18 employees

Capital built around your business

The right financing for what comes next.

Flexible capital. Real momentum.

  • Personal guidance from application to funding
  • Options designed for your cash flow and goals
  • One simple application for multiple solutions
Explore your options

Business term loans

Get the capital you need for expansion, equipment, payroll, or your next big opportunity.

Lines of credit

Keep flexible working capital available whenever your business needs it.

Invoice factoring

Turn outstanding invoices into cash without waiting months to get paid.

Equipment financing

Fund the tools, vehicles, and machinery that keep your business moving.

Questions

Frequently asked questions

Your business is ready. Let's find the funding to match.

Free, no-obligation application. Get pre-qualified in minutes and talk to a dedicated advisor before you decide on anything.

Get pre-qualified